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大宅

積分: 2983


1#
發表於 18-5-24 22:45 |顯示全部帖子

回覆樓主

本來都想買大馬
但佢d大基建要再審查


大宅

積分: 2983


2#
發表於 18-6-4 11:24 |顯示全部帖子
MM2H 發表於 18-6-4 11:20
只係買間屋仔退休,影響不大

但對於整體經濟,呢個舉動令全國大部分人民都對前景有番希望,當然好壞參半 ...

馬國而家國債嚴重
我要睇定d d大基建
最怕佢review 完遲幾年後都係迫住要起
d建築成本爆晒
個國家無力還債d馬幣會唔值$

我唔驚治安唔好
但如國家債務及馬幣貶值就會好大問題


大宅

積分: 2983


3#
發表於 18-6-4 11:29 |顯示全部帖子

回覆樓主

而家我有4樣野concern

1. Malaysia new government said all big infrastructure would be reviewed again, including the KL SG rail ... which means there would be a delay n over budget or even cancel

2. Malaysia is the only country required buyers to full paid the flat according to the building milestone before the flat is completed (樓花期已要full paid)

3. USD appreciation in coming future (my foreseeable only)

4. Foreigner must buy flat greater than MYR1M in KL, while local ppl can buy cheaper flat, which means if u are local, u hv choice to pick a cheaper flat ... which may means the one to rent or buy your flat in future, most likely would be foreigners only... so if foreigners don’t invest in Malaysia , u will hv big problem becoz u don’t have both 內外需


大宅

積分: 2983


4#
發表於 18-6-4 11:52 |顯示全部帖子

回覆樓主

Maybe I write more for item 2

As I know if u buy 樓花 in Malaysia , before the construction is completed, u need to pay the developer by milestone payments during the construction period. So if u need mortgage, u need u find a bank at the very beginning

While in other countries(eg Australia) u may pay certain deposit (like 10%) in whole 樓花期.. n pay the rest upon the construction is completed. If u need to do mortgage, u can do it like half year before the construction completed



大宅

積分: 2983


5#
發表於 18-6-4 12:00 |顯示全部帖子
jasball 發表於 18-6-4 11:52
Maybe I write more for item 2

As I know if u buy 樓花 in Malaysia , before the construction is comp ...

除左$要早d比
例如個盤起到80%收左皮
馬國跟construction milestone 去比
可能跟milestone 25/50/75/100
我比左75%發展商

但如果我買澳洲,咁比左deposit 10%

希望我無理解錯
有錯請指正


大宅

積分: 2983


6#
發表於 18-6-4 16:44 |顯示全部帖子
MM2H 發表於 18-6-4 13:07
照睇你字面,重點應該係擔心爛尾問題

如是,考慮買現樓唔好買樓花。如買樓花,唔熟環境就揀大發展商,樓 ...

其實我知乜野係construction milestone
不過任何milestone 也可以除一個進度%出尼

假設分四個milestone,用總合同額尼除
就會有%, 我用25/50/75/100只是約數

我重點係樓花期比其他國家要早付錢
錢放自己度定發展商度好是一個簡單問題
亦不必作太多assumption

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