本帖最後由 tize2002 於 14-10-9 18:23 編輯
回覆 goady 的帖子
If you plan to move to USA, you need to:
1. decide where to live, it is a wide range in terms of rent for say $600 to over $3000 for a two bedroom in USA. East coast and West coast are expensive. If you move to the south, may be cheaper.
(My husband has a relative living in East coast for many years, so we will ask to his suggestions firstly and then to make a final decision to go or not go.)
2. decide where your child is going to school, this is a very very important decision. If you decide to go public school, you have to live inside a "school district" - this will allow you to study in that particular school. If you chose a place to live which is cheap, the school district probably NOT GOOD. If you chose a place which has good school, then the apartment rent MUST high. Unless you study at a private school, then no "school district" is implied, then you can live anywhere.
(Definitely right, living in a big city, any things must be higher than an uptown, so it is now hard to choose for me especially on this school problem.)
3. Insurance. There are a couple of insurance you need to have.
Renter insurance, car insurnace, medical insurance
If you rent an apartment, you need to pay the rent, utilities (gas, electiricty, sewage, water, waste disposal, etc....) , renter insurance, it would be added to the rent.
For medical insurnace, The Obama Care would help a little bit, but still, you have to pay may be $100-200 per month for you and your kid.
If you live downtown of a big city, you may not need a car, but the rent is expensive. If you have a car and live more far away, car insurance is about $1000 -2000 a year, it depends on your experience and driving records. Since you are new in USA, you probably pay the highest.
(US Medicalinsurance is very expensive than HK so much, by your experience, could you teach me which parts of MI sections can be cut out to save a little money
, I think a most basic MI plan is acceptable for my family. For car insurance, yes I know, new license and new immigration, the car insurance must be high, so we only consider to buy or rent it after all things are settled down.)
4. Getting a citizenship, you need to stay in the USA for not less than 6 months per year, for a continuing of 5 years. If you will not leave USA once you moved there, you have no problem getting one after five years. However, if your husband gets a green card (what they called 'Alien"), everytime he travels in to the USA, the immigration officer may ask him - where do you live, how long you leave the states, where do you work, why you leave the states..... etc. This is the most terrible circumstances. Also, if he works in Hong Kong, he has to pay the american income tax. Even though his income may not high enough to pay, he has to file each year.
(This is dangerous if my husband quits his job moving to US, he is afriad of not to find a new job on there, so he want to keep his job at least 2 years from we immigrate to US.)
This is what I can think of right now.
發表於 
返回列表
