If u have 30% downpayment, and for 20 yrs repayment, then monthly pay $5560 (2.5% mortgage rate), if u borrow 90%, then 7150 monthly payment.
The amount will rise if mortgage rate rise,
bb, as u said monthly use 3000-3500,
if hire a maid monthly = $5,000 (salary, insurance, food.....etc)
Your wife and u expenses = 2,000
Insurance = 2500
Water, electricity, gas, tel, mobile, internet, management fee, rate and rent= at least $2,000
family dinner? entertainment? $ to parents?
Pls calculate by yourself
p.s. to buy a flat downpayment, solicitors fee, stamp duty to govt, comm to agent......
$$$$$$$$$$$$$$$$$$$$
all need $$$!
xoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxoxo